Credit calculator
Work out your credit in a few seconds
Compare our offer instantly with those of the main credit providers and see the savings you could make.
Your settings
Annual rate fixed for the whole term of the agreement, subject to assessment and approval of your file.
Your estimate
Indicative simulation with no obligation, calculated on a constant annuity basis and excluding optional insurance. It constitutes neither an offer of credit nor a commitment.
Compare our offer
For the amount and term you have chosen, here are the monthly instalment, the cost of the credit and the saving made against each offer compared.
| Provider | Annual rate | Monthly instalment | Cost of the credit | Saving |
|---|---|---|---|---|
| Votre Credit Rapide Best offer | 3,90 % fixed | — | — | — |
| Provider A | 14,10 % | — | — | — |
| Provider B | 13,90 % | — | — | — |
Competitor rates given for information only, recorded on the date shown. Please check the conditions in force with each provider.
Our rate is fixed at 3.90%. You know the real cost of your credit from the outset, with no nasty surprises.
Where can you apply from?
An application may be submitted from the following territories:
- France métropolitaine FR
- La Réunion RE
- Guadeloupe GP
- Martinique MQ
- Mayotte YT
- Belgique BE
- Pays-Bas NL
- Allemagne DE
- Suisse CH
- Autriche AT
- Luxembourg LU
- Espagne ES
- Italie IT
- Portugal PT
Why go through us
Quick decision in principle
Your application is examined as soon as it arrives. You quickly know where you stand, without having to chase us.
Fixed rate of 3.90%
The rate is set when the agreement is signed: the monthly instalment stays the same from the first month to the last.
No hidden fees
The assessment of your file is free and without obligation. All the fees attached to the agreement are communicated to you before any signature.
Amounts up to €1,000,000 and beyond
Over a term of 12 to 360 months, whether for a cash need or for a large-scale project.
Personal support
One contact reviews your situation, explains every line of the agreement and answers your questions before you commit.
Early repayment possible
You can repay early, in part or in full, under the conditions set out in your agreement.
Representative example
For a loan of €50,000 repaid over 120 monthly instalments, at a fixed annual borrowing rate of 3.90% (fixed APR 3.90%, no arrangement fee), excluding optional insurance:
- Total amount borrowed 50 000,00 €
- Repayment term 120 months
- Fixed annual borrowing rate 3.90%
- Fixed APR 3.90%
- Amount of each monthly instalment 503,85 €
- Total cost of the credit 10 462,44 €
- Total amount payable 60 462,44 €
The final instalment absorbs the rounding differences and therefore differs slightly from the previous ones.
Example given by way of illustration, excluding optional insurance. The rate and conditions applicable to your file depend on your personal situation and remain subject to assessment and approval by the lender.
Credit is a commitment and must be repaid. Check that you can afford the repayments before you commit.
The simulation shown on this page is indicative and without obligation. It constitutes neither an offer of credit nor a promise to grant one: every application remains subject to the assessment of your file and to approval by the lender. You have a statutory withdrawal period after signing the agreement.
