About us
2013
Year M.P FINANCEMENTS was incorporated, on 12 septembre 2013.
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Reviewing your file and comparing the offers is free and without obligation.
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Languages you can use with our advisers: French, Dutch, German and English.
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Partner lenders approached for your application.
Our commitments
What you are entitled to expect from us.
Compare, not sell
Our role is to fund your application directly or to put the lenders in competition, then to set out clearly for you the differences in term, insurance and total cost.
A dual role we own up to
We are both lender and broker, and we say so. Our recommendation rests on how well the offer fits your situation, never on a target for placing a particular product — including where direct funding is not the best option for you.
Duty to advise
In accordance with articles L.519-6 and R.519-28 et seq. of the French Monetary and Financial Code (code monétaire et financier), we gather your needs and your financial situation, and we warn you if the credit under consideration is not suited to your repayment capacity.
Free assessment
Reviewing your application costs you nothing. In accordance with article L.519-6 of the French Monetary and Financial Code (code monétaire et financier), no sum may be claimed from you before the loan funds have actually been paid out.
Transparency
Before you commit to anything, you receive pre-contractual information setting out our status, how we are paid and the consequences of the credit for your budget.
Confidentiality
The information you entrust to us is passed on only to the lenders approached for your application, under the conditions described in our privacy policy.
Our status as lender and intermediary
The IOBSP activity is regulated. It requires registration on the single register kept by ORIAS (the French register of financial intermediaries), professional indemnity insurance, a financial guarantee where applicable, as well as conditions of good repute and professional competence. Supervision of this activity falls to the Autorité de contrôle prudentiel et de résolution (ACPR), the French banking and insurance supervisory authority.
ORIAS registration number: to be completed — verifiable at www.orias.fr.
Registration category, professional indemnity insurer and financial guarantee provider: to be completed. All of the publisher's legal information appears on the legal notice page.
How we are paid
When we act as a broker, we are paid by the lenders in the form of a commission, once the credit has actually been put in place. When we fund an application directly, our remuneration consists of the loan interest. Details of any fees payable by the borrower, together with their amount, are communicated to you in writing before any signature.
Fee schedule applicable to the client: to be completed.
Our team
The company is represented by its managing director, Thierry Pecqueux.
Let us talk about your project
First estimate your monthly instalment with our credit calculator, then submit your application online: the assessment is free and without obligation. You can also write to us from the contact page.
Apply for credit
Credit is a commitment and must be repaid. Check that you can afford the repayments before you commit.
