Legal notice
Last updated: 22/07/2026.
In accordance with articles 6 III and 19 of Act no. 2004-575 of 21 June 2004 on confidence in the digital economy (LCEN), the following information is brought to the attention of users of the www.votrecreditrapide.com site.
1. Publisher of the site
This site is published by:
M.P FINANCEMENTS, operating the site under the trading name « Votre Credit Rapide »
Legal form : SARL
Share capital : to be completed
Registered office : 2 rue Donnat, 34430 Saint-Jean-de-Védas, France
SIREN : 795 257 484
SIRET (registered office) : 795 257 484 00027
RCS (French trade and companies register) : 795 257 484 R.C.S. to be completed
Intra-EU VAT number : FR40795257484
APE / NAF code : 64.92Z — Other credit granting
Date of incorporation : September 12, 2013
Legal representative (managing director) : Thierry Pecqueux
Telephone : +33 7 56 86 31 44
Email : contact@votrecreditrapide.com
2. Publication director
Publication director: to be completed.
3. Host
Host: to be completed (name, address, telephone).
4. Status as lender and intermediary, registration
M.P FINANCEMENTS acts both as a lender, where it funds the file directly, and as a broker, where it puts several lenders in competition. Under this second activity, it carries on banking and payment services intermediation (IOBSP) within the meaning of articles L.519-1 et seq. of the French Monetary and Financial Code (code monétaire et financier).
On that basis, the company is registered on the single register of insurance, banking and finance intermediaries kept by ORIAS (the French register of financial intermediaries), which may be consulted at www.orias.fr, under number 14000401.
The activity is subject to supervision by the Autorité de contrôle prudentiel et de résolution (ACPR), the French banking and insurance supervisory authority, 4 place de Budapest, CS 92459, 75436 Paris Cedex 09.
5. Insurance and financial guarantee
In accordance with articles R.519-16 and R.519-17 of the French Monetary and Financial Code (code monétaire et financier), the company is covered by:
professional indemnity insurance: to be completed;
a financial guarantee: to be completed.
6. Nature of the information published
The information, rates, worked examples and simulations presented on this site are provided purely for guidance and have no contractual value. They constitute neither an offer of credit within the meaning of article L.312-12 of the French Consumer Code (code de la consommation), nor a promise to grant one. Every application is subject to the assessment and approval of the file by the lender. You have a statutory withdrawal period of fourteen days from acceptance of the credit offer.
Credit is a commitment and must be repaid. Check that you can afford the repayments before you commit.
7. Intellectual property
All the elements of the site (structure, texts, logos, trade marks, images, graphics, source code) are protected by the French Intellectual Property Code (code de la propriété intellectuelle). Any reproduction, representation, adaptation, alteration or distribution, in whole or in part, on any medium whatsoever, is prohibited without the prior written authorisation of M.P FINANCEMENTS and would amount to an infringement punishable under articles L.335-2 et seq. of the French Intellectual Property Code (code de la propriété intellectuelle).
8. Limitation of liability
M.P FINANCEMENTS takes the greatest care over the accuracy and updating of the information published on this site. The publisher cannot, however, guarantee that this information is complete, accurate or current at all times, and declines all liability for direct or indirect damage resulting from its use.
The publisher cannot be held liable for a temporary interruption of the site, for technical unavailability, for the presence of viruses, or for the consequences of a use of the site by the user that does not comply with these terms.
9. Hypertext links
The site may contain links to third-party sites. As those sites are beyond the publisher's control, the publisher assumes no liability for their content, their availability or their personal data practices. Setting up a link to this site requires the publisher's prior agreement.
10. Personal data and cookies
Personal data collected through this site is processed in accordance with Regulation (EU) 2016/679 (GDPR) and with Act no. 78-17 of 6 January 1978 as amended, known as the « Informatique et Libertés » Act. The detailed arrangements appear in our privacy policy and on the cookie management page.
11. Complaints and consumer mediation
Any complaint may be sent in writing to contact@votrecreditrapide.com or by post to the registered office indicated above.
In accordance with articles L.612-1 et seq. of the French Consumer Code (code de la consommation), if no satisfactory solution is found within two months, a consumer client may refer the matter free of charge to the médiateur de la consommation (the French consumer ombudsman) responsible for the company:
Médiateur de la consommation (consumer ombudsman): to be completed.
The client may also use the European online dispute resolution platform.
12. Applicable law and competent courts
This site and this legal notice are governed by French law. Failing an amicable settlement, any dispute falls within the jurisdiction of the competent French courts. The consumer may bring proceedings, at their choice, before the court of the place where they were living when the contract was concluded or when the harmful event occurred, in accordance with article R.631-3 of the French Consumer Code (code de la consommation).
